Internet Scams Exposed

SCAM WATCH: Internet & SMS Scams - Phishing - Email Fraud

These emails and text messages are real examples of current scams. Learn to identify them. Please forward any scams you receive to Mark Hutten: mbhutten@yahoo.com. They will be posted on this site without your email address.

What To Do If You Have Been Scammed

Have you lost money due to a scam?

Email: mbhutten@gmail.com with a description of how the scam worked (i.e., what happened exactly), and we will try to (a) locate the scam artist(s), (b) work with law enforcement to expedite prosecution, and (c) help you get some - or all - of your money back.

31.8.12

How to Avoid Telemarketing Fraud

It’s very difficult to get your money back if you’ve been cheated over the phone. Before you buy anything, remember the following:

1. Always ask for and wait until you receive written material about any offer or charity. If you get brochures about costly investments, ask someone whose financial advice you trust to review them. But, unfortunately, beware—not everything written down is true.

2. Always check out unfamiliar companies with your local consumer protection agency, Better Business Bureau, state attorney general, the National Fraud Information Center, or other watchdog groups. Unfortunately, not all bad businesses can be identified through these organizations.

3. Always take your time making a decision. Legitimate companies won’t pressure you to make a snap decision.

4. Be aware that your personal information is often brokered to telemarketers through third parties.

5. Be sure to talk over big investments offered by telephone salespeople with a trusted friend, family member, or financial advisor. It’s never rude to wait and think about an offer.

6. Be wary of companies that want to send a messenger to your home to pick up money, claiming it is part of their service to you. In reality, they are taking your money without leaving any trace of who they are or where they can be reached.

7. Before you give money to a charity or make an investment, find out what percentage of the money is paid in commissions and what percentage actually goes to the charity or investment.

8. Before you receive your next sales pitch, decide what your limits are—the kinds of financial information you will and won’t give out on the telephone.

9. Before you send money, ask yourself a simple question. “What guarantee do I really have that this solicitor will use my money in the manner we agreed upon?”

10. Don’t buy from an unfamiliar company. Legitimate businesses understand that you want more information about their company and are happy to comply.

11. Don’t pay for a “free prize.” If a caller tells you the payment is for taxes, he or she is violating federal law.

12. Don’t pay in advance for services. Pay services only after they are delivered.

13. If you have been victimized once, be wary of persons who call offering to help you recover your losses for a fee paid in advance.

14. If you have information about a fraud, report it to state, local, or federal law enforcement agencies.

15. Never respond to an offer you don’t understand thoroughly.

16. Never send money or give out personal information such as credit card numbers and expiration dates, bank account numbers, dates of birth, or social security numbers to unfamiliar companies or unknown persons.

17. Obtain a salesperson’s name, business identity, telephone number, street address, mailing address, and business license number before you transact business. Some con artists give out false names, telephone numbers, addresses, and business license numbers. Verify the accuracy of these items.
 

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